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Ancestry.com Issues Common Stock Registration Statement

Ancestry.com Issues Common Stock Registration Statement

Ancestry.com. the world's largest family history website issued a registration statement regarding its common stock to the Securities and Exchange Commission. The site issued a statement regarding a proposal to offer the public secondary access to its common stock shares without diluting present...

Lin Mun Poo Arrested for Hacking Federal Reserve Bank

Lin Mun Poo Arrested for Hacking Federal Reserve Bank

Lin Mun Poo, a thirty two year old Malaysian citizen, was arrested for hacking the computer network at the Federal Reserve Bank. Poo had built a career of stealing information from and compromising financial institutions, major corporations, and even defense contractors and then selling or trading...

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What Is Credit History?

An individual’s credit history, also called credit report, is the record of a person’s financial transactions in the past. This record contains information on borrowing (loans), repayments, and so on. It covers a lot of details including bankruptcy, late or missed payments, number of credit cards...

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What Is a Tax Exemption?

Tax exemption refers to the reduction and the elimination of taxes. This applies to both individuals and groups (including businesses and charitable organizations). The government is the entity that provides guidelines for tax exemptions. Individuals may be exempt from taxes under certain...

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What Are Fundraisers?

Fundraisers are events that are organized with the special purpose of making money that will go to a specific cause. Fundraisers can be organized by individuals or organizations. Fundraisers normally depend on the goodwill of other people, who give donations. Alternatively, organizers of...

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What Is an Introductory Rate?

An introductory rate is the promotional rate that credit card companies offer their customers. The rate refers to the interest or annual percentage rate (APR). What credit card companies do is to lower their regular APR in an effort to entice new customers to avail of their products. Credit...

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What Is an Audit Risk?

A financial audit is an important practice in any business. This is the activity of evaluating the financial transactions and financial status of the business. An audit may be conducted internally or by an external entity. When a financial audit is carried out, there is a factor called audit...

Online Checking Accounts

Online Checking Accounts

Checking accounts allow individual and business depositors within financial institutions to deposit money and withdraw funds via a Federal Insurance Deposit Corporation (FDIC) insured account. The terms and services offered by banks and various financial institutions vary tremendously though...

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What Is Universal Life Insurance?

Universal life insurance a kind of life insurance policy that has the added benefit of providing the policyholder a chance to build up cash value. In short, a person who has a universal life insurance policy can have access to the money that he puts in. He can make additional deposits on top of...

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A Guide to Cashback Credit Cards

Cashback credit cards offer account holders cash rebates and incentives for purchases made with credit cards. Cashback credit cards frequently provide account holders with deductions from outstanding balances if purchases of goods or services are made during the preceding account cycle. Most...